Good Finance credit is one of the most reputable loans offers nationwide. The company was founded almost 50 years ago as a bank for wealth creation and savings as a German branch in Frankfurt of the Dutch Group. Today it is a direct bank that operates primarily via the Internet and telephone.
The Good Finance loan offer includes car and residential loans, framework and installment loans as well as construction finance for new and follow-up financing. The target group for the Good Finance credit program is largely defined by the credit terms.
For a corresponding Good Finance loan, the borrower must, of course, be of legal age and have been in employment for at least half a year, including civil servants. The place of residence and workplace must also be in Germany.
The Good Finance credit is also available for freelancers, but not for the self-employed. A further prerequisite for receipt is an appropriate credit rating, which is why information is obtained from Credit Checker or similar institutions.
As already mentioned, the Good Finance loan offer is very extensive, although different conditions apply to each different Good Finance loan. The Good Finance installment loan can be selected for loan amounts between USD 5,000 and USD 50,000, the effective annual interest rate is currently 5.75 percent. The term of this loan can be chosen between 12 and 84 months. There are no differences in terms, for example depending on creditworthiness.
The Good Finance credit line
The credit line is to be understood as a kind of overdraft facility, only much cheaper. This Good Finance loan is primarily intended for short-term and unforeseen purchases. The credit line ranges between USD 2,500 and USD 25,000, while the term is unlimited with an effective interest rate of 6.95 percent. This loan is particularly suitable for redeeming expensive overdraft loans. Those who opt for the Good Finance credit line by September 30, 2012, will receive a USD 50 bonus from the bank.
The Good Finance car loan
Another Good Finance loan is a car loan. As the name suggests, the car loan is earmarked. The credit line is between USD 5,000 and USD 50,000 and the interest rate is particularly attractive with an effective interest rate of 4.95 percent. The term can be freely selected with a minimum of 24 and a maximum of 84 months.
Since many car manufacturers no longer grant many discounts with internal financing, these cash payer discounts, which are often far above the interest rate difference for direct financing, can be tapped off well with a Good Finance car loan. Balloon financing, i.e. loans with a high final payment, can also be replaced.
The Good Finance residential loan
In addition to the financing, the last Good Finance loan is the residential loan. As with the car loan, the term is 24 to 84 months, the amount is between 5,000 and 50,000 dollars.
The effective interest rate is currently 5.25 percent, although this loan is also earmarked. With this loan, the house or apartment can be renovated, new furniture purchases are also conceivable. Of course, state-subsidized energy-saving construction measures such as heating and solar systems or a new garden design can also be implemented.
Transparent and fair
The Good Finance credit program is available for all areas of life and individual loans always represent a clear advantage over competing products. Within a credit area, the framework conditions for all loan seekers are always the same.
The loan approval is usually made very quickly after the necessary documents have been submitted. The Good Finance credit program is a very transparent and fair offer for the consumer, which is why the loans often perform above average in many consumer tests.